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An IVA is actually a legally binding settlement build between both you and your creditors for you to repay an total you may pay for around a hard and fast stretch of time; ordinarily all around 5 years. It enables any unsecured debts to be composed off at the end of the IVA.本人已詳閱並接受貴公司的貸款 申請條款，私隱政策及